DOWN PAYMENT STARTS AS LOW AS 10%

1–4 Units Fix and Flip Financing

Inspired Funding offers fast and reliable financing for 1-4 unit fix-and-flip projects. Our loans are tailored for real estate investors who need quick access to capital for property acquisition and renovation. With competitive rates and a streamlined approval process, we help you turn your next investment into a profitable venture.

Bridge and Rehab Loans Available

Financing for New & Seasoned Investors

Fast & Streamlined Closing Process

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Won't Affect Your Credit
Get Funded Fast - No Hassle, No Delays
Credit Challenges Welcome - We Look Beyond FICO
Power Every Dream - From Trucks to Properties
Freedom to Choose - Any Dealer, Any Seller, Anytime
About Us

Need Fix and Flip Financing?

INSPIRED IS HERE TO HELP!

While running a real estate business is a rewarding venture, what would it take to own your own fix and flip property and have complete control over your business? Buying a fix and flip can seem like a giant undertaking, but when you have Inspired Funding on your side, you will find much more success at getting the ball rolling. It may be challenging to go through a conventional bank to get a fix and flip business loan, especially if you have poor credit. Our team at Inspired Funding is familiar with the real estate industry. We can help you find success in buying a fix and flip in no time at all.

Won't Affect Your Credit
Got Questions?
Our Process

Your Roadmap to Fast & Easy 1–4 Units Fix and Flip Financing

Forget about the stress of financing when you have the Inspired Funding team by your side. Whether you're looking to purchase a commercial truck, trailer, construction equipment, investment property, or need business capital, our process is designed to be quick, simple, and supportive—regardless of your credit history or background.

1. Complete Your 1–4 Units Fix and Flip Financing Application

2. Review Pre Approval with a Funding Manager

3. Choose the 1–4 Units Fix and Flip Financing Plan That Works for You

4. Submit Required Docs for 1–4 Units Fix and Flip Financing

5. Drive Off Funded

Inspired Funding simplifies the process, whether you're financing a vehicle, property, equipment, or business initiative. We’ve helped thousands secure funding in days — not months.

Own Your Unit Fix and Flip. Build Real Equity.

In the world of fix and flip, speed is everything. Our efficient process and direct lending model ensure you get the funds you need to close on your property and start your renovation without delay.

Secure Fast Funding for Your Deal

In the world of fix and flip, speed is everything. Our efficient process and direct lending model ensure you get the funds you need to close on your property and start your renovation without delay.

Cover hundred percent of Your Rehab Costs

Don't worry about out-of-pocket expenses. Our financing can cover a significant portion, or even 100%, of your rehab budget, allowing you to focus on the project without financial stress.

Bridge the Gap with Short-Term Loans

Our short-term bridge loans are perfect for quickly acquiring distressed properties or properties at auction, giving you the immediate financial power to secure a deal before a traditional loan can be arranged.

Refinance Your Existing Fix and Flip Project

Already have a project in progress? We can help you refinance your existing fix-and-flip loan to lock in a better rate or pull out additional capital for the next phase of your renovation.

Financing for Bad Credit and No-Credit Investors

We believe that your past credit history shouldn't stop your future success. We offer flexible underwriting that considers the potential of your property, not just your FICO score, making fix-and-flip financing accessible to more investors.
No matter which funding program suits your business, Inspired Funding is here to simplify the process. Our expert team will guide you every step of the way—helping you secure the capital you need to move forward with confidence.
Won't Affect Your Credit

Fix and Flip Investment Opportunities

Maximize your fix and flip potential with our specialized 1-4 unit financing solutions. Designed for real estate investors who want to acquire, renovate, and resell properties quickly, our loans provide the capital and flexibility needed for successful flips.

We provide:
Acquire distressed properties in prime locations
Competitive rates for qualified fix and flip investors
Rehab financing to cover renovation costs

Streamlined Fix and Flip Approval

Our experienced underwriting team understands the urgency of fix and flip opportunities. We provide rapid approvals based on property potential and your exit strategy, ensuring you can secure great deals before they're gone.

Experienced fix and flip loan specialists
Asset-based lending for faster processing
Quick approval decisions for competitive offers

Industry Involvement

Inspired Funding recognizes the importance of being proactively involved in our industry through finance associations, and we actively engage them through membership, and participation.

Testimonials

1–4 Units Fix and Flip Owners Trust Inspired Funding

LAST Trucking
LAST Trucking
Jun 12, 2026

"Milly was absolutely amazing to work with!!! She made everything so seamless, gave us the best advise and even on how the trucking industry works!! So grateful for funding our first box truck!! We don’t know what we would have done without Inspired Funding and people like Milly!! Quick process!!"

5.0 out of 5
Doreen McTeigue-Garcia
Doreen McTeigue-Garcia
Jan 22, 2026

"Nicole was very informative. She explained the whole process and open to answer any questions and walk me thru the internet to complete all paperwork. She is very kind and helpful. She communicated with me regularly. Asked if I had questions and if I understood everything. She's truly an asset to your company. She is very kind and patient."

5.0 out of 5
Joseph Fontenot
Joseph Fontenot
Mar 17, 2026

"So far im really impressed with everyone at this company. Pablo was absolutely second to none from day one. Really professional and really great making you feel welcome. When I met my agent Millie who handled my in processing she was wonderful and very patient with me. She always has stayed in contact and up to date with anything that I needed or requested. I was even scared at 1 time and thought I was just gonna stop and forget the whole thing. She reassured me and reeled me back in, and I'm glad I stayed so far. I'm glad I moved forward and chose this company to handle my business. If you're looking for a great team who absolutely cares about you.And not just your money, I suggest you give these people a call."

5.0 out of 5
TraMell Dominic Caldeyro
TraMell Dominic Caldeyro
Mar 23, 2026

"I had a-lot of questions concerning the process. Steven, reassured me and addressed all of my concerns. I appreciate his professionalism. It made all of the difference. Steven, is very knowledgeable and very helpful. I would recommend Inspired to anyone that has equipment financing needs. My recommendation is based entirely on the level of customer service. Five stars! ✅"

5.0 out of 5
Connell Swain
Connell Swain
Mar 25, 2026

"I have had a outstanding experience working through this process with Sugel Ramos and Inspired Funding. The communication is great and along to quick responses to questions and I have been informed of all steps. I would not hesitate to call Sugel when im ready to purchase another additional to my fleet. Thanks for the flawless job."

5.0 out of 5
LAST Trucking
LAST Trucking
Jun 12, 2026

"Milly was absolutely amazing to work with!!! She made everything so seamless, gave us the best advise and even on how the trucking industry works!! So grateful for funding our first box truck!! We don’t know what we would have done without Inspired Funding and people like Milly!! Quick process!!"

5.0 out of 5
Doreen McTeigue-Garcia
Doreen McTeigue-Garcia
Jan 22, 2026

"Nicole was very informative. She explained the whole process and open to answer any questions and walk me thru the internet to complete all paperwork. She is very kind and helpful. She communicated with me regularly. Asked if I had questions and if I understood everything. She's truly an asset to your company. She is very kind and patient."

5.0 out of 5
Joseph Fontenot
Joseph Fontenot
Mar 17, 2026

"So far im really impressed with everyone at this company. Pablo was absolutely second to none from day one. Really professional and really great making you feel welcome. When I met my agent Millie who handled my in processing she was wonderful and very patient with me. She always has stayed in contact and up to date with anything that I needed or requested. I was even scared at 1 time and thought I was just gonna stop and forget the whole thing. She reassured me and reeled me back in, and I'm glad I stayed so far. I'm glad I moved forward and chose this company to handle my business. If you're looking for a great team who absolutely cares about you.And not just your money, I suggest you give these people a call."

5.0 out of 5
TraMell Dominic Caldeyro
TraMell Dominic Caldeyro
Mar 23, 2026

"I had a-lot of questions concerning the process. Steven, reassured me and addressed all of my concerns. I appreciate his professionalism. It made all of the difference. Steven, is very knowledgeable and very helpful. I would recommend Inspired to anyone that has equipment financing needs. My recommendation is based entirely on the level of customer service. Five stars! ✅"

5.0 out of 5
Connell Swain
Connell Swain
Mar 25, 2026

"I have had a outstanding experience working through this process with Sugel Ramos and Inspired Funding. The communication is great and along to quick responses to questions and I have been informed of all steps. I would not hesitate to call Sugel when im ready to purchase another additional to my fleet. Thanks for the flawless job."

5.0 out of 5
LAST Trucking
LAST Trucking
Jun 12, 2026

"Milly was absolutely amazing to work with!!! She made everything so seamless, gave us the best advise and even on how the trucking industry works!! So grateful for funding our first box truck!! We don’t know what we would have done without Inspired Funding and people like Milly!! Quick process!!"

5.0 out of 5
Doreen McTeigue-Garcia
Doreen McTeigue-Garcia
Jan 22, 2026

"Nicole was very informative. She explained the whole process and open to answer any questions and walk me thru the internet to complete all paperwork. She is very kind and helpful. She communicated with me regularly. Asked if I had questions and if I understood everything. She's truly an asset to your company. She is very kind and patient."

5.0 out of 5
Joseph Fontenot
Joseph Fontenot
Mar 17, 2026

"So far im really impressed with everyone at this company. Pablo was absolutely second to none from day one. Really professional and really great making you feel welcome. When I met my agent Millie who handled my in processing she was wonderful and very patient with me. She always has stayed in contact and up to date with anything that I needed or requested. I was even scared at 1 time and thought I was just gonna stop and forget the whole thing. She reassured me and reeled me back in, and I'm glad I stayed so far. I'm glad I moved forward and chose this company to handle my business. If you're looking for a great team who absolutely cares about you.And not just your money, I suggest you give these people a call."

5.0 out of 5
TraMell Dominic Caldeyro
TraMell Dominic Caldeyro
Mar 23, 2026

"I had a-lot of questions concerning the process. Steven, reassured me and addressed all of my concerns. I appreciate his professionalism. It made all of the difference. Steven, is very knowledgeable and very helpful. I would recommend Inspired to anyone that has equipment financing needs. My recommendation is based entirely on the level of customer service. Five stars! ✅"

5.0 out of 5
Connell Swain
Connell Swain
Mar 25, 2026

"I have had a outstanding experience working through this process with Sugel Ramos and Inspired Funding. The communication is great and along to quick responses to questions and I have been informed of all steps. I would not hesitate to call Sugel when im ready to purchase another additional to my fleet. Thanks for the flawless job."

5.0 out of 5